Feel like time can fly by? Are there races on your bucket list that you keep putting off year after year? Maybe now is the time to sign up.
At the very least, how about a real bucket list. A live list of races you want to do in the future put somewhere that you can see it. Will you fit them in within a reasonable time? Or at least keep working towards them at a pace you are comfortable with.
Sometimes it’s best to take the leap and stop letting things hold you back. It may never be the perfect time with the perfect financial situation.