Someone asked me recently whether most people who create their estate plan share with their family what will happen or keep it a secret, or as they put it, a black box.

Interestingly, it seems that most people keep it a black box.

What will happen in your family? Do you talk openly about money and about wealth? Or is this a topic kept under wraps?

We can change the conversations when we’re ready. We can change the story we tell ourselves about money. And we can share what we learn with our family.

Even as I say this I know there is something deep down that pulls me in the direction of secrecy. It is an area that I might be scared to share my thoughts sometimes for fear of being wrong. But even if we are wrong, surely it’s better to have open dialogue with others so we can begin to learn more from each other.